Best's Underwriting Report

Best's Underwriting reports describe the hazards and loss controls of nearly 600 businesses and municipal services. Each report includes a detailed description of the industry and identifies the hazards and loss controls for those companies. The Hazard Index of each report quantifies the degree of liability in applicable lines of insurance.

Report Date: 1/20/2026 7:48:51 AM

Report Type: Update

Report Description: The Paving Contractors – Asphalt report helps readers assess the insurance needs of businesses that produce and/or apply asphalt cement concrete, which may also be referred to as hot-mix asphalt (HMA), asphalt concrete, or asphalt paving mix. Automobile Liability and Workers' Compensation are the lines of insurance coverage that carry the highest degree of exposure. Special exposures include the use of a variety of heavy trucks and vehicles to carry out paving operations, and working with hot asphalt and potentially hazardous equipment. Related reports include Architects and Engineers, Cement Manufacturing, Excavation Contractors, Grading of Land, Granite Quarries, Mining – Construction Sand and Gravel, Mining – Crushed Stone, Ready-Mixed Concrete Manufacturing and Delivery Services, and Trucking – Specialized Carriers.