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The March 2017 Issue Is Now Available

Featured in This Issue:

Special Report: Profitability Slides, Surplus Growth Slows and Competition Intensifies for Property/Casualty Insurers
After three consecutive years of underwriting profits, the U.S. Property/Casualty (P/C) industry is expected to post a small underwriting loss in 2016. Higher catastrophe losses, competitive market conditions and auto liability challenges are expected to drive the first underwriting loss since 2012. Read More...

Member Spotlight - Secrest Wardle Participates in Fourth Insurance Law Podcast
Qualified members share their expertise in several areas of the Best's Insurance and Claims Resource site. Secrest Wardle serves as revisors of the Michigan Insurance Law Digest, and two of their attorneys recently participated in the firm's fourth Insurance Law Podcast episode with A.M. Best.  Read More...

For the Record - What Our Qualified Members Are Writing
"Valuation: What$ it Worth?" by Michael J. Mard, CPA/ABV, CPCU of The Financial Valuation Group; "Insurer's Correct Position on Coverage Bars Homeowners' and Bad Faith Claims," by Charles E. Haddick, Jr. of Dickie, McCamey & Chilcote, P.C. Read More...

Webinars - Hammering on Construction Liability
In this webinar, a panel of industry experts discusses where the complexity is arising, how to head off misunderstanding, and what court decisions are saying about the future of construction liability. Read More...

The Insurance Law Podcast Series examines timely and important legal issues affecting the insurance industry, from an attorney's point of view. Past topics have included regulatory compliance, sports law, negligent security and more. Subscribe to the Insurance Law Podcast series to receive an e-mail alert of our most recently posted Insurance Law Podcast.

Tues., March 14, 2017
Attorney Terry Lavy from the law firm of Vernis & Bowling's southwest and central Florida offices discusses the legal complexity and challenges of construction defect litigation and the impact on insurance carriers and insurers, and significant construction cases in the state of Florida.
Posted:  Thur., February 16, 2017
Attorneys Drew Broaddus and Nathan Edmonds from the Secrest Wardle firm with offices in Troy, Lansing and Grand Rapids, Michigan discuss recent motor vehicle litigation and how it's impacting transportation network companies, autonomous vehicles and insurance claims in their state.

Posted: Fri., January 13, 2017
Dan Thompson, certified life care planner, vocational expert and president of DeeGee Rehabilitation Technologies, Ltd., discusses anticipated changes to health care and how they might affect planners' work with courts and attorneys to construct life plans for injured plaintiffs.

Transcripts of our podcasts are available. Please visit our Insurance Law Podcast home page to see our complete podcast series and view recent transcripts.
The Insurance Law Digest, updated yearly by qualified law firms, presents insurance laws for each U.S. state and several Canadian provinces. This free resource puts general insurance principles in leading case decisions at your fingertips, plus offers convenient tables summarizing parts of six popular subjects.
Sign up now. You must have a Member Center account with A.M. Best to view the state law digest pages. You can also sign up to receive an e-mail alert which provides important updates made to the Law Digests for each state and province.
Legal Precedents Impacting the Insurance Industry within the Past Year:
California courtesy of Smith Smith & Feeley LLP of Newport Beach
New sections have been added to this digest. "Commercial Insurance" includes discussion of cancellation and limitation where insured a nonprofit organization. "Cyber/Internet Law covers requirements of notification of security breach. "Electronic Insurance Documents" also discussed.
Florida courtesy of Colodny Fass of Fort Lauderdale
In Castellanos v. Next Door, 192 So.3d 431 (Fla. 2016) the Florida Supreme Court ruled the statutory worker's compensation cap is unconstitutional. This means that courts now have the discretion to determine on a case-by-case basis whether the attorney fee is reasonable. A 14% rate increase is expected to go into effect as a result.
New York courtesy of London Fischer LLP of New York
Labor Law §§240(1), and 241(6), have been impacted by Albino v. 221-23 West 82 Owners Corp., 142 A.D.3d 799 (1st Dep't 2016) with respect to defeating a summary judgment. This case supports insurers that issue commercial general liability policies to contractors and property owners that have construction work being performed. It also provides guidance to contractors on how to minimize exposure in cases that arise from alleged gravity related risks.

Best's Insurance Professionals & Claims Resource began more than 80 years ago and remains the premiere tool for locating qualified professionals skilled at handling the unique concerns of the insurance industry.
Today, this comprehensive online resource is designed to connect insurance and claims professionals not only with client-recommended attorneys, independent adjusters and expert service providers, but also with third party administrators with experience in working with the insurance industry.
We offer advanced search features and targeted information to help you find the right firm to meet your needs, along with a host of additional resources – podcasts, webinars, videos, industry news and more – and a free bimonthly e-newsletter, BestConnect, to bring you the latest news from qualified member firms.
If you provide services that can benefit the insurance industry, consider becoming a qualified member of Best's Insurance Professionals & Claims Resource. Any questions can be sent to