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General Defense
114 East Gregory Street
Pensacola, Florida 32502-4970Locate in Google Maps
Telephone: 850-434-2200
Fax: 850-434-2600
E-Mail: lmatthews@matthewshigginslaw.com
www.matthewshigginslaw.com
Practice Areas
Video Profile
About Us
Additional Locations
Client Information
Personnel
High Profile Cases
Service Areas
Established: 1992

Practice Areas
  • Personal Injury
  • Wrongful Death
  • Defense Litigation
  • Insurance Coverage
  • Commercial Litigation
  • Automobile Liability
  • Premises Liability
  • Product Liability
  • Professional Malpractice
  • Subrogation
  • Employment Law
  • Bad Faith
  • Casualty Defense
  • Real Estate Litigation
  • Construction Litigation
  • Directors and Officers Liability
  • Insurance Defense
  • Mediation
  • Condominium Litigation
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Video Profile
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About Us
Established in 1992, Matthews & Higgins is a regional civil law firm with a reputation for integrity and results serving clients throughout the Florida Panhandle and southern Alabama. With decades of experience, our firm has in-depth knowledge to guide our clients in all phases of litigation.

Our attorneys understand local market nuances regarding claims settlement, trial preparation, and jury selection. Client loyalty, efficient case handling, and prompt reporting of developments are hallmarks of our firm's practice.

From pre-suit planning and early case evaluation through trial preparation, settlement negotiations and trial, we provide a practical, aggressive approach to litigation, while being mindful of the need to manage fees and keep costs reasonable. We assist clients on how to avoid litigation when advisable, how to prepare for it when inevitable, how to settle it when necessary, and how to win cases when they go to court.

Integrity. Insight. Experience. Matthews & Higgins
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Additional Locations
Panama City, Florida
475 Harrison Avenue, Suite 200
114 E. Gregory Street (32502)
Panama City, Florida 32401
Telephone: 850-434-2200
Fax: 850-434-2600
Mobile, Alabama
910 Government Street
Mobile, Alabama 36604
Telephone: 850-434-2200
Fax: 850-434-2600
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Client Information
Insurance Clients
Allstate Floridian Indemnity CompanyAmerican Modern Insurance Group, Inc.
American Specialty Insurance & Risk Services, Inc.Aspen Specialty Insurance Company
Central Mutual Insurance CompanyChartis Insurance
Chubb Group of Insurance CompaniesCNA Insurance Companies
FCCI Insurance CompanyFounders Insurance Company
Frankenmuth Mutual Insurance CompanyGlobal Indemnity Group, Inc.
Hallmark Financial Services, Inc.Houston International Insurance Group
Interstate Insurance GroupLiberty Mutual Insurance Company
Markel American Insurance CompanyNaughton Insurance, Inc.
Nautilus Insurance CompanySt. Paul Insurance Company
Sedgwick GroupTIG Insurance Company
Union Standard Insurance GroupUnited Fire Group
United States Liability Insurance Company
Non-Insurance Clients
Beall's, Inc.Escambia County
Florida Department of Financial ServicesOkaloosa County
Santa Rosa CountySmurfit-Stone Container Corporation
Victoria's SecretWTI Transport, Inc.
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Personnel Information
Managing Shareholder
Larry A. Matthews
Pensacola, FL
E-Mail:lmatthews@matthewshigginslaw.com
Admitted
  • Florida, 1982
  • Alabama, 1994
  • U.S. District Court, Middle and Northern Districts of Florida, 1982
  • U.S. Court of Appeals, Eleventh Circuit, 1994
  • U.S. Supreme Court, 1998
Additional Biographical Details:
Special Magistrate, Escambia & Santa Rosa Counties
Memberships:
  • The Florida Bar
  • Alabama State Bar
  • Florida Defense Lawyers Association
  • American Board of Trial Advocates
  • American Inns of Court
Certifications:
  • Florida Bar Board Certified Civil Trial Lawyer
  • Certified Circuit Court Mediator
  • Certified Public Accountant (inactive)
Education:
  • University of Florida, B.S. (with honors), 1976
  • Florida State University, J.D. (with honors), 1981
Born:1954
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Shareholder
Raymond F. Higgins III
Pensacola, FL
E-Mail:rhiggins@matthewshigginslaw.com
Admitted
  • Florida, 1998
  • U.S. District Court, Northern District of Florida
Memberships:
  • The Florida Bar
  • Escambia/Santa Rosa Bar Association
Education:
  • Virginia Military Institute, B.S. (with distinction), 1979
  • Florida State University, J.D. (with honors), 1998
Born:1957
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Firm Member
Thomas R. Jenkins
Pensacola, FL
Admitted
  • Florida, 1982
  • Alabama, 1994
  • U.S. District Court, Middle and Northern Districts of Florida, 1982
  • U.S. Court of Appeals, Eleventh Circuit, 1983
Memberships:
  • The Florida Bar
  • Alabama State Bar
  • Florida Defense Lawyers Association
Certifications:
  • Florida Bar Board Certified Civil Trial Lawyer
  • Certified Circuit Court Mediator
Education:
  • Eastern Illinois University, B.S. (with honors), 1975
  • Eastern Illinois University, M.B.A., 1979
  • Florida State University, J.D. (with high honors), 1982
Honors:
Phi Delta Phi; Order of Coif
Born:1949
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High Profile Cases
Interstate Fire & Casualty v. Abernathy, 93 So.3d 352 (Fla. 1st DCA 2012)
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Service Areas
Fort Walton Beach, Florida40 miles
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(This firm also appears in the Subrogation section of this publication)