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Understanding Best's Credit Ratings

A Best's Credit Rating (BCR) is a forward-looking independent and objective opinion regarding an insurer's, issuer's or financial obligation's relative creditworthiness. The opinion represents a comprehensive analysis consisting of a quantitative and qualitative evaluation of balance sheet strength, operating performance and business profile or, where appropriate, the specific nature and details of a security. A BCR is developed considering relevant aspects of Best's Credit Rating Methodology (BCRM).

A.M. Best assigns various Credit Rating opinions which are collectively referred to as Best's Credit Ratings, which include:

In addition, A.M. Best provides the following rating related services:

For more information regarding what a BCR is, how a BCR is developed or other information related to the production of opinions please reference the complete version of "Understanding Best's Credit Ratings" or click by topic below.

Understanding Best's Credit Ratings:

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