Best's Underwriting Report

Best's Underwriting reports describe the hazards and loss controls of nearly 600 businesses and municipal services. Each report includes a detailed description of the industry and identifies the hazards and loss controls for those companies. The Hazard Index of each report quantifies the degree of liability in applicable lines of insurance.

Report Date: 5/27/2026 6:10:30 AM

Report Type: Update

Report Description: The Aerial Application Contractors report helps readers assess the insurance needs of companies that spread agricultural chemicals (fertilizers and pesticides) seed, or fire retardants on cropland, pastureland, and forests (and possibly wildfires) from specially equipped aircraft. Aircraft Liability, Aircraft Hull, and Workers' Compensation are the lines that carry the greatest degree of exposure. Special exposures include property damage (including damage to livestock), and bodily injury; aircraft crashes, poor aircraft maintenance, which could result in accidents, and exposure to pesticides. Related reports include Farming – Cash Grains, Farming – Orchards, Fertilizer Manufacturing, Hangar Operations, and Pest Control Operators.