Best's Underwriting Report

Coffee Houses, Shops, and Bars

Best's Underwriting reports describe the hazards and loss controls of nearly 600 businesses and municipal services. Each report includes a detailed description of the industry and identifies the hazards and loss controls for those companies. The Hazard Index of each report quantifies the degree of liability in applicable lines of insurance.

Report Date: 3/9/2023 11:42:18 AM
Report Type: Update
Report Description: The Coffee Houses, Shops, and Bars report helps readers assess the insurance needs of establishments that primarily serve coffee, tea, and light refreshments. General Liability: Premises and Operations and Property are the lines of insurance coverage that carry the highest degree of exposure. Special exposures include a large amount of daily visitors and a heavy fire load that will include coffee beans and grounds and paper and/or plastic cups, utensils, and plates. Related reports include Bakeries — Retail, Catering, Coffee Processing, Fast Food Restaurants, and Rental and Leasing Services — Equipment.

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