Best's Underwriting Report

Restaurants

Best's Underwriting reports describe the hazards and loss controls of nearly 600 businesses and municipal services. Each report includes a detailed description of the industry and identifies the hazards and loss controls for those companies. The Hazard Index of each report quantifies the degree of liability in applicable lines of insurance.

Report Date: 1/18/2023 2:45:25 PM
Report Type: Update
Report Description: The Restaurants report helps readers assess the insurance needs of facilities that freshly prepare meals for customers. Restaurants range from casual dining chains to unique fine-dining establishments, which are distinguished by menu, décor, price, and service. General Liability: Premises and Operations, and Products — Completed Operations are the lines of insurance that pose the highest degree of exposure. Special exposures include large concentrations of people, and foodborne illnesses from improperly prepared food. Related reports include Bars, Taverns, Cocktail Lounges, and Nightclubs; Catering; Fast Food Restaurants; Food Distributors; Hotels, Motels, and Conference Centers; and Valet Parking Services.

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