Best's Underwriting Report

Best's Underwriting reports describe the hazards and loss controls of nearly 600 businesses and municipal services. Each report includes a detailed description of the industry and identifies the hazards and loss controls for those companies. The Hazard Index of each report quantifies the degree of liability in applicable lines of insurance.

Report Date: 5/8/2026 2:50:47 PM

Report Type: Update

Report Description: The Pharmacies report helps readers assess the insurance needs of stores that sell prescription and/or non-prescription drugs and medicines. Professional Liability, Crime, Property, and Cyber Insurance are the lines of insurance coverage that carry the highest degrees of exposure. Special exposures include costly mistakes in filling prescriptions, failure to warn a patient about potentially dangerous side effects, large amounts of cash on hand, heavy fire load, and online theft of customer health records. Related reports include Convenience Stores, Department Stores, Gifts or Souvenir Shops, Liquor Stores, Medical Equipment Dealers – Wholesale and Retail, Nutritional Supply Stores, Photofinishing Laboratories, and Supermarkets and Grocery Stores.