Best's Underwriting Report

Best's Underwriting reports describe the hazards and loss controls of nearly 600 businesses and municipal services. Each report includes a detailed description of the industry and identifies the hazards and loss controls for those companies. The Hazard Index of each report quantifies the degree of liability in applicable lines of insurance.

Report Date: 6/29/2026 10:04:59 AM

Report Type: Update

Report Description: The Nail Salons report helps readers understand the insurance needs of businesses that clean, shape, strengthen, and extend nails on people's hands and feet. General Liability: Premises and Operations, Professional Liability and Property are the insurance lines that carry the highest degree of exposure. Special exposures include a large amount of daily visitors, a sizeable fire load of nail care products, and claims that could stem from customers falling ill due to improperly performed procedures by manicurists/nail technicians. Related reports include Beauty Salons and Barber Shops, Day Spas, Electrology Offices, and Massage Therapists.