Best's Underwriting Report

Best's Underwriting reports describe the hazards and loss controls of nearly 600 businesses and municipal services. Each report includes a detailed description of the industry and identifies the hazards and loss controls for those companies. The Hazard Index of each report quantifies the degree of liability in applicable lines of insurance.

Report Date: 7/7/2026 11:37:13 AM

Report Type: Update

Report Description: The Laboratories – Commercial Testing report helps readers assess the insurance needs of product testing laboratories that provide services to manufacturers for both certification and quality assurance purposes. Professional Liability and Property are the lines of insurance coverage that carry the highest degree of exposure. Special exposures include incorrect or inconsistent test data and a heavy fire load that includes flammable and explosive liquids stored on the premises. Related reports are Dental Laboratories, Laboratories – Research and Development, Medical Imaging Centers and Medical Laboratories.