Best's Underwriting Report

Best's Underwriting reports describe the hazards and loss controls of nearly 600 businesses and municipal services. Each report includes a detailed description of the industry and identifies the hazards and loss controls for those companies. The Hazard Index of each report quantifies the degree of liability in applicable lines of insurance.

Report Date: 7/15/2026 11:04:51 AM

Report Type: Update

Report Description: The Camps - Day and Sleepover report helps readers assess the insurance needs of businesses that provide accommodations for camp attendees to stay overnight, and/or offer planned and structured recreational activities for children. Automobile Liability, General Liability: Premises and Operations, Workers' Compensation and Property are the insurance lines that carry the greatest degree of exposure. Special exposures include transporting children to off-site fields trips, numerous visitors who could be injured while on the insured's premises; sports-related injuries; and campfires potentially igniting a nearby structure or wooded area. Related reports include Bus Operations – School, Clubs and Organizations – Nonprofit, Daycare Centers, Rehabilitation Facilities – Substance Abuse, Schools – Elementary – Public and Private, Schools – Secondary – Public and Private, and Swim Clubs and Swimming Pools.