Country Risk Criteria
A.M. Best defines country risk (read the methodology) as the risk that country-specific factors could adversely affect an insurer's ability to meet its financial obligations. Country risk is evaluated and factored into all A.M. Best ratings. As part of evaluating country risk, A.M. Best identifies the various factors within a country that may directly or indirectly affect an insurance company.
Countries are placed into one of five tiers, ranging from Country Risk Tier 1 (CRT-1), denoting a stable environment with the least amount of risk, to Country Risk Tier 5 (CRT-5) for countries that pose the most risk and, therefore, the greatest challenge to an insurer's financial stability, strength and performance.
A.M. Best's country risk evaluation does not impose a ceiling on ratings.
Questions about A.M. Best's Country Risk Methodology may be directed to: country.risk@ambest.com.
Current List of A.M. Best's Non-U.S. Ratings.
Country List - All CRTs
Select the Tier from the list below to narrow the view to include only those countries within the Tier. Alternatively, commentary on all the Tiers is available in the 2009 Global Summary report.
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CRT-1
CRT-2
CRT-3
CRT-4
CRT-5
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