2008 Special Report: U.S. Medical Malpractice – 2007 Market Review. Medical Malpractice Challenges Expected After a Strong 2007: Medical malpractice again posted very strong underwriting results in 2007, a year that was a mirror image of 2006 in many respects. Date: 5/12/2008 Source: Special Reports (PDF) Pages: 8
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2008 Special Report: U.S. Life/Health – Product Creditworthiness Market Review. VAs, LTC Occupy Riskier End of Creditworthiness Continuum: In assessing a company’s financial strength, A.M. Best considers product creditworthiness which is evaluated for profitability, design, distribution type, regulatory issues, deployment of capital and investment conditions. Date: 4/28/2008 Source: Special Reports (PDF) Pages: 15
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2008 Special Report: U.S. Property/Casualty – 2007 Financial Review. P/C Insurers Post Strong Results, First Drop in NPW Since 1943: Abstract quote: A strong fourth quarter capped another solid year for the U.S. property/casualty industry, but year-end 2007 results fell short of the record profits recorded in 2006.
. Date: 4/21/2008 Source: Special Reports (PDF) Pages: 8
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2008 Special Report: Bermuda – 2007 Financial Review. Bermuda Insurers Carry Strength into a Softening Market: Bermuda-based property/casualty insurers bounced back from two years of unprecedented hurricane losses to post strong results in 2006 and 2007. Date: 4/21/2008 Source: Special Reports (PDF) Pages: 6
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2008 Special Report: U.K. Protection & Indemnity Clubs – 2007/2008 Market Review. P&I Clubs Watch Claims Trends, Hone Underwriting, Boost Capital: Protection and indemnity clubs face a challenging underwriting environment: the International Group of P&I Clubs collectively has not made a technical profit in any financial year since 1999. Date: 4/14/2008 Source: Special Reports (PDF) Pages: 7
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2008 Special Report: European Solvency II – Issue Review. Solvency II May Raise Most EU Insurers’ Regulatory Capital Requirements: The European Commission’s Solvency II Directive is expected to substantially increase regulatory capital requirements for most European issuers, although no extra capital is likely to be required for the market as a whole. This view is based on A.M. Best’s analysis of consolidated results from the third impact study conducted by European insurance regulators. Date: 4/7/2008 Source: Special Reports (PDF) Pages: 8
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2008 Statistical Study: U.S. Property/Casualty – 2007 Financial Results: This statistical study presents the U.S. property/casualty financial results for year-end 2007. Date: 3/31/2008 Source: Statistical Studies (PDF) Pages: 51
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2008 Special Report: U.S. Auto – 2007 Massachusetts Market Review. Competition to Accelerate in Changing Mass. Personal Auto Market: Average Massachusetts automobile premiums are among the highest in the nation, but on April 1, 2008, the commonwealth’s “fixed-and-established” system of settling private passenger automobile insurance rates ends and the industry transitions to “managed competition.” Date: 3/31/2008 Source: Special Reports (PDF) Pages: 7
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2008 Special Report: U.S. Property/Casualty – 2007 Rating Trend Review. Upgrades Outweigh Downgrades with Strong P/C Industry Results: Rating trends in the U.S. property/casualty industry have improved steadily since earlier this decade, when nearly 10% of rating actions resulted in downgrades of rated entities. Date: 2/11/2008 Source: Special Reports (PDF) Pages: 9
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2008 Special Report: U.S. Life/Annuity – Review & Preview: Although A.M. Best remains confident in the overall strength and flexibility of U.S. life insurers’ balance sheets, companies are operating in a volatile environment, with weakening economic indicators, that poses greater risk than ever. This report analyzes these trends, along with their rating implications. Date: 2/4/2008 Source: Special Reports (PDF) Pages: 28
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2008 Special Report: U.S. Property/Casualty – Review & Preview. U.S. P/C Industry Records Strong Results – But for How Long?: Strong underwriting results and favorable investment returns are expected to generate 2007 net income of $59.2 billion for the U.S. property/casualty industry. Date: 1/28/2008 Source: Special Reports (PDF) Pages: 28
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2008 Special Report: Insurance Stock Indexes – 2007 Trend Review. ‘AMBG’ Gains 36% in Three Years: Global insurance stocks as measured by the “AMBG” – A.M. Best’s flagship index of insurance stocks – advanced by 2.2% in 2007. Date: 1/28/2008 Source: Special Reports (PDF) Pages: 20
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2008 Statistical Study: U.S. Property/Casualty – 6-Month Net Premiums Earned: This statistical study presents property/casualty six-month net premiums earned as of June 30, 2007. Date: 1/14/2008 Source: Statistical Studies (PDF) Pages: 4
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2008 Statistical Study: U.S. Property/Casualty – 6-Month Policyholder Surplus: This statistical study presents property/casualty six-month policyholder surplus as of June 30, 2007. Date: 1/14/2008 Source: Statistical Studies (PDF) Pages: 4
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2008 Statistical Study: U.S. Property/Casualty – 6-Month Net Premiums Written: This statistical study presents property/casualty six-month net premiums written as of June 30, 2007. Date: 1/14/2008 Source: Statistical Studies (PDF) Pages: 4
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2008 Statistical Study: U.S. Property/Casualty – 6-Month Total Admitted Assets: This statistical study presents property/casualty six-month total admitted assets as of June 30, 2007. Date: 1/14/2008 Source: Statistical Studies (PDF) Pages: 4
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2008 Special Report: Earthquake – Catastrophe Review. Awareness Grows That Moderate Quakes Could Devastate Europe: This study provides historical perspective on European earthquakes and the insurance industry, as well as an examination of the ability of the insurance industry and the public to absorb losses from a “major” or “great” earthquake. Date: 1/7/2008 Source: Special Reports (PDF) Pages: 24
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2007 Special Report: U.S. Property/Casualty – 9-Month Financial Review. U.S. P/C Industry Set to Post Another Underwriting Profit: Underwriting profits and investment returns drove a 4.4% increase in net income for the U.S. property/casualty industry through the first nine months of 2007, as the sector’s results withstood increasing competition. The U.S. industry is on course to report only its third underwriting profit since 1978. Date: 12/31/2007 Source: Special Reports (PDF) Pages: 12
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2007 Special Report: U.S. Property/Casualty Reinsurance Recoverable – 1996-2006. ‘Unauthorized’ Reinsurance Gains Growing Share of P/C Market: The use of unauthorized reinsurance is growing in the U.S. property/casualty insurance industry, but an expensive infrastructure of collateral tracking, accounting and reporting surrounds the practice. Date: 12/24/2007 Source: Special Reports (PDF) Pages: 12
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2007 Statistical Study: U.S. Property/Casualty – 9-Month Financial Results: This statistical study presents the U.S. property/casualty nine-month financial results for 2007./span> Date: 12/17/2007 Source: Statistical Studies (PDF) Pages: 52
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