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Life/Health Insurance Information
 
A.M. Best is the leading provider of ratings, news, analysis, and financial information for the Life/Health insurance industry. The economy and related economic cycles drive the level of life and health insurance activity, revenue and income. Typical business dynamics such as competition, consumer demands and regulatory changes combined with economic forces have resulted in significant changes in the life and health insurance industry with changing risk profiles, market participants and products. Stay informed with ratings and information from A.M. Best.
 
Best's Credit Ratings are independent opinions regarding the creditworthiness of an issuer or debt obligation. Best's Credit Ratings are based on a comprehensive quantitative and qualitative evaluation of a company's balance sheet strength, operating performance and business profile, or, where appropriate, the specific nature and details of a debt security. View the complete Best's Credit Rating Methodology (BCRM) for details.
  
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Industry Rating Services Updates (view more)

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A.M. Best Affirms Ratings of National Security Group, Inc. and Its Subsidiaries:
Date: February 10, 2016    
A.M. Best Places Ratings of Germania Life Insurance Company Under Review With Negative Implications:
Date: February 10, 2016    
A.M. Best Revises Issuer Credit Rating Outlook to Negative for Standard Life & Casualty Insurance Company:
Date: February 10, 2016    
A.M. Best Assigns Ratings to Seguros Monterrey New York Life S.A. de C.V.:
Date: February 9, 2016    
A.M. Best Downgrades Ratings of Genworth Financial, Inc. and Its Subsidiaries:
Date: February 9, 2016    
A.M. Best Briefing: Bank of Japan’s Introduction of Negative Interest Rates Further Challenges Insurers:
Date: February 8, 2016    
A.M. Best Affirms Ratings of Fidelity Life Assurance Company Limited:
Date: February 4, 2016    
A.M. Best Affirms Ratings of Securian Financial Group, Inc. and Its Subsidiaries:
Date: February 3, 2016    
A.M. BestTV: U.S. Insurers’ Exposure to Real Estate Investment Changes:
Date: February 3, 2016    

Latest Industry Headlines (view more)

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Prudential Posts Fourth-Quarter Net Income of $735 Million:
Date: February 10, 2016    
A.M. Best Affirms Ratings of National Security Group, Inc. and Its Subsidiaries:
Date: February 10, 2016    
Axis Capital CEO: Company Looking to Third-Party Capital to Lower Earnings Volatility:
Date: February 10, 2016    
Assurant CEO: ‘Disappointed’ in Fourth-Quarter Results, But Exiting Life/Health Lines Stays on Track:
Date: February 10, 2016    
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Reducing Risk:
Date: June 1, 2015    
Insight: Leveling the Playing Field for IOVAs:
Date: May 1, 2015    
Distributing Differently:
Date: May 1, 2015    

Industry Research (view more)

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Special Report: Life/Annuity Insurers 3Q15 Earnings Stall From Poor Equity Market Showing:
Date: January 21, 2016    
Briefing: U.S. Life Reinsurers Adjust To Consolidating Market:
Date: December 22, 2015    
2015 Statistical Study: U.S. Life/Health – 9-Month 2015 Financial Results – Industry’s After-Tax Net Operating Gain Decreases as NPW Evidences a Nominal Decline; Capitalization Up Moderately:
Date: December 7, 2015    
Special Report: Failed Rate Hike Leaves Life Annuity Companies Waiting Longer for Interest Rate Relief:
Date: December 3, 2015