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A.M. Best is the leading provider of ratings, news, data, and financial information on the insurance industry. The site provides A.M. Best generated information on life and health insurance. The economy and related economic cycles drive the level of life and health insurance activity, revenue and income. Typical business dynamics such as competition, consumer demands and regulatory changes combined with economic forces have resulted in significant changes in the life and health insurance industry with changing risk profiles, market participants and products.

Best's Credit Ratings are independent opinions regarding the creditworthiness of an issuer or debt obligation. Best's Credit Ratings are based on a comprehensive quantitative and qualitative evaluation of a company's balance sheet strength, operating performance and business profile, or, where appropriate, the specific nature and details of a debt security. A complete list of Best's Credit Rating Methodologies is available.

The following sections outline the most recent coverage encompassing the life and health insurance industry from A.M. Best, including Best's Credit Ratings, Best's Review, BestWeek, Special Reports and news. For complete news coverage visit Bests NewsRoom or start your day with BestDay

Our rating process provides unparalleled quantitative and qualitative analytical depth for the Best's Credit Ratings assigned to insurers. We also produce a variety of Financial and Analytical Reports on insurers, including:

Rating Activity and Announcements (view more)

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A.M. Best Downgrades and Places Ratings of Cooperativa de Seguros de Vida de Puerto Rico Under Review With Negative Implications:
Date: May 18, 2012    
A.M. Best Revises Outlook of Issuer Credit Rating to Positive for Trans-Oceanic Life Insurance Company :
Date: May 18, 2012    
A.M. Best Affirms Ratings of Premera Blue Cross and Its Subsidiaries :
Date: May 18, 2012    
A.M. Best Assigns Ratings to Co-operative Life Limited:
Date: May 17, 2012    
A.M. Best Upgrades Ratings of Sublimity Insurance Company:
Date: May 17, 2012    
A.M. Best Affirms Ratings of Athene Annuity & Life Assurance Company and Its Subsidiary:
Date: May 17, 2012    
A.M. Best Assigns Debt Rating to Protective Life Corporation’s New Subordinated Debentures:
Date: May 17, 2012    
A.M. Best Upgrades Ratings of SWBC Life Insurance Company :
Date: May 16, 2012    
A.M. Best Upgrades Issuer Credit Ratings of Delphi Financial Group, Inc. and Its Subsidiaries:
Date: May 16, 2012    
A.M. Best Revises Outlook of GHS Property and Casualty Insurance Company:
Date: May 16, 2012    

News (view more)

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Japan's Meiji Yasuda Increases Stake in Indonesia Life Venture Avrist:
Date: May 18, 2012    
North Dakota Issues Cease and Desist Against Agent Involving Aflac Policy Applications:
Date: May 17, 2012    
28 States Join MetLife in $400 Million Death Master File Settlement:
Date: May 16, 2012    
Fla. Agent Arrested for Alleged $2 Million Investment Fraud:
Date: May 16, 2012    

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Insight: Why Collaboration Is the New Normal:
Date: May 1, 2012    
Outside the Box:
Date: May 1, 2012    
Back on the Job:
Date: May 1, 2012    

Industry Research (view more)

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2012 Special Report: U.S. Life – Issue Review. Universal Life Secondary Guarantees Generate Increasing Risk Profile:
Date: May 14, 2012    
2012 Special Report: Philippines – Market Review. Capital Challenges to Alter Philippines Insurance Landscape:
Date: April 16, 2012    
2012 Special Report: European Life – Market Review. European Life Markets Adjust Strategies to Sovereign Credit, Interest Rate Risks:
Date: April 2, 2012    
2012 Special Report: U.S. Property/Casualty & Life/Health – Trend Review. Best’s Impairment Rate and Rating Transition Study – 1977 to 2011:
Date: March 26, 2012    

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