Industry Research

Best's Special Reports | Best's Commentaries | Best's Market Segment Reports

AM Best’s exclusive research and analysis provide valuable insight into current and historical trends affecting the insurance industry.

For additional content, videos, and more, visit Best's Insurance News & Analysis.


Special Report: Mid-year Rating Changes Mixed as P/C Insurers Manage Challenging Market Dynamics
Affirmations were again the most common rating action, and most rating outlooks remained at Stable.
September 28, 2020 - 10 Pages     Access Report     (Data Available)     
Special Report: L/H Upgrades Outnumber Downgrades in First-Half of 2020
Positive rating trends continue through midyear but uncertainty abounds for the months ahead.
September 28, 2020 - 11 Pages     Access Report     (Data Available)     
Special Report: COVID-19 Drives Up Medicaid Enrollment as State Budgets Are Pressured
Possible rate cuts could pressure revenue streams as the economic toll of the pandemic hits state budgets.
September 28, 2020 - 10 Pages     Access Report     (Data Available)     
Special Report: COVID-19 Highlights Weaknesses in Insurers’ Enterprise Risk Management
Insurers cannot expect to be immune to economic slumps and supply chain disruptions.
September 24, 2020- 9 Pages   Access Report     
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Market Segment Report: More Hurdles for Crop Insurers in 2020 Following a Poor 2019
In 2019, the US crop insurance segment generated the worst results in a decade.
September 23, 2020 - 13 Pages     Access Report     (Data Available)     
Market Segment Report: MENA Reinsurers Strive to Adapt to Testing Conditions
In general, MENA regional reinsurers have demonstrated resilience in a difficult operating environment.
September 22, 2020- 6 Pages   Access Report     
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Market Segment Report: US Mutuals’ Strong Balance Sheets at the Fore Amid Pandemic
The rated mutuals' underwriting performance improved and surplus grew in 2019, but the specter of COVID-19 looms.
September 21, 2020 - 15 Pages     Access Report     (Data Available)     
Market Segment Report: Caribbean P/C Insurers Suffer Double Blow from Rising Reinsurance Rates and COVID-19
The entire Caribbean is being threatened more by COVID-19 than by storms this year.
September 18, 2020 - 12 Pages     Access Report     (Data Available)     
Commentary: Potentially Severe Flood Losses from Hurricane Sally
The gap between economic and insured losses is likely to be significant.
September 17, 2020- 3 Pages   Access Report     
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Commentary: UK COVID-19 Business Interruption Court Ruling Brings Greater Clarity but Questions Remain
Following the English High Court’s judgment in the UK Financial Conduct Authority’s (FCA) business interruption (BI) insurance test case, AM Best expects COVID-19-related BI claims to have a material impact on UK commercial property insurers’ 2020 earnings. The aggregate solvency of the UK non-life insurance sector, however, should remain robust.
September 15, 2020- 3 Pages   Access Report     
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