Market Segment Report: US P/C Mutual Insurers: Underwriting Results Improve; Challenges Remain
The rated mutuals reported significant improvement in underwriting performance in 2018, which contributed to solid surplus growth.
September 18, 2019 - 14 Pages     Access Report  (Spreadsheet Data Available)     

ComplimentaryMarket Segment Report: Attraction of Turkish Insurance Market Hampered by Underwriting Losses and Economic Volatility
Turkish insurers remain vulnerable to economic and political turbulence, as well as limited pricing control in motor third-party liability business.
September 18, 2019- 7 Pages   Access Report     

Market Segment Report: The ACA Five Years On: Early Struggles Give Way to Strong Performance for US Health Insurers
Following an early adjustment period, the US health segment has reported its highest ever underwriting and net income over the last two years.
September 16, 2019 - 17 Pages     Access Report  (Spreadsheet Data Available)     

Market Segment Report: Surplus Lines Insurers Achieve Impressive Growth, Improve Operating Profitability
Our outlook for the surplus lines segment remains Stable. Market growth nearly doubled in 2018, and operating profitability improved, despite catastrophe losses in calendar year 2018.
September 13, 2019 - 71 Pages     Access Report  (Spreadsheet Data Available)     

ComplimentaryMarket Segment Report: Canada Insurance: Still Profitable Amid Growing Challenges
Our outlook for Canada’s insurance industry remains Stable, as Canada’s insurers face challenges such as economic uncertainty, regulatory issues, and climate conditions.
September 13, 2019- 23 Pages   Access Report     

ComplimentaryCommentary:AM Best Releases Updated Draft of Innovation Criteria and Revised BCRM for Public Comment
The updated draft of Scoring and Assessing Innovation provides additional clarity to the market, while the revised draft of Best’s Credit Rating Methodology addresses how innovation will be incorporated in the credit rating process.
September 13, 2019- 3 Pages   Access Report     

Special Report: L/H Upgrades Outpace Downgrades in First-Half 2019
Positive ratings movement was driven primarily by improved levels of risk-adjusted capitalization for both life/ annuity and health carriers.
September 12, 2019 - 10 Pages     Access Report  (Spreadsheet Data Available)     

ComplimentaryMarket Segment Report: Market Segment Outlook: China Non-Life Insurance
Our outlook for the segment remains at Negative, owing to the persistent pressure on the motor business following detariffication and dependence on investment returns to support earnings.
September 06, 2019- 6 Pages   Access Report     

ComplimentaryCommentary: IFRS 17 Update ‒ Changes Still Possible
With IFRS 17 effectively reopened for the consideration of limited changes, AM Best highlights some uncertainties that remain untackled by the amendments and comments further on the annual cohort requirement for the Contractual Service Margin.
September 06, 2019- 4 Pages   Access Report     

ComplimentaryCommentary: Intensifying Hurricane Dorian Poses Significant Threat to Florida’s Atlantic Coast
At this time, AM Best expects Dorian to be more of an earnings event for Florida specialists, but not for reinsurers.
August 30, 2019- 3 Pages   Access Report