Special Report: Best’s Impairment Rate and Rating Transition Study – 1977 to 2017
The number of impairments in the insurance industry declined to two in 2017.
December 07, 2018 - 19 Pages     Access Report  (Spreadsheet Data Available)     

Special Report: US Property/Casualty Benchmarking
The P/C segment’s risk-adjusted capitalization remains strong, and ERM capabilities have improved.
December 06, 2018 - 15 Pages     Access Report  (Spreadsheet Data Available)     

Special Report: US Life/Annuity Benchmarking
The L/A segment is well-capitalized, with sufficient liquidity to withstand potential known market risks in the current equity and credit environment
December 06, 2018 - 14 Pages     Access Report  (Spreadsheet Data Available)     

Special Report: US Health Benchmarking
Despite numerous challenges, the majority of health insurers have persevered, generating strong earnings in 2017 and in 2018.
December 06, 2018 - 13 Pages     Access Report  (Spreadsheet Data Available)     

ComplimentaryMarket Segment Report: Market Segment Outlook: US Personal Lines
Our outlook for the personal lines segment remains at Stable, owing to strong risk-adjusted capitalization and policyholder surplus that is at an all-time high.
December 06, 2018- 4 Pages   Access Report     

ComplimentaryMarket Segment Report: Market Segment Outlook: US Life/Annuity
We have changed our outlook to Stable from Negative, owing to improvement in risk-adjusted capitalization and liquidity.
December 06, 2018- 4 Pages   Access Report     

ComplimentaryMarket Segment Report: Market Segment Outlook: US Life
Our outlook is moving to Stable from Negative based on a strengthening US economy, modest interest rate increases, the impact of the Tax and Jobs Act, and other trends.
December 06, 2018- 4 Pages   Access Report     

ComplimentaryMarket Segment Report: Market Segment Outlook: US Health
The fundamentals for the US health insurance industry remain favorable, owing to strong results and earnings, capital and surplus growth, and a decline in near-term regulatory uncertainty.
December 06, 2018- 5 Pages   Access Report     

ComplimentaryMarket Segment Report: Market Segment Outlook: US Commercial Lines
We are maintaining our Stable outlook for the US commercial lines, owing to solid risk-adjusted capitalization and the profitability of workers’ compensation line.
December 06, 2018- 4 Pages   Access Report     

ComplimentaryMarket Segment Report: Market Segment Outlook: US Annuity
Our outlook is moving to Stable from Negative on an improved regulatory and tax environment and strengthening US economy.
December 06, 2018- 3 Pages   Access Report