Industry Research

Commentary: US Supreme Court Decision Upholding the ACA Is Favorable for US Health Insurers
Given that the case was the third time the Supreme Court has heard and upheld the ACA, AM Best believes the risk of future litigation to the Supreme Court level is low.
June 18, 2021 - 2 Pages     Access Report        

Market Segment Report: Individual Annuity Providers Still Challenged by Low Interest Rates
Despite COVID-19’s operational and sales impacts, the bigger issue remains the low interest rate environment.
June 16, 2021 - 12 Pages     Access Report     (Data Available)     

Special Report: Hedge Funds Remain an Option for Some Insurers
The US life/annuity and property/ casualty segments both increased their exposures to hedge funds in 2020.
June 15, 2021 - 7 Pages     Access Report     (Data Available)     

Market Segment Report: Gulf Cooperation Council: A Hardening Market and Regulatory Developments Drive Interest in Captive Insurers
Investments by European mutuals in IT infrastructures and data analytics are expected to result in better pricing capabilities for underwriters.
June 14, 2021- 6 Pages   Access Report     

Special Report: US Health Industry Outperforms Expectations in 2020
All lines of business reported premium growth, including the commercial business, as the expected negative impact from the COVID pandemic never materialized.
June 11, 2021 - 6 Pages     Access Report     (Data Available)     

Special Report: P/C Snapshot: Statutory Underwriting Results for Full Year 2020
P/C top line premium up 2.3% and underwriting income up 30% in 2020.
June 10, 2021 - 14 Pages     Access Report     (Data Available)     

Special Report: First Look: Three-Month 2021 Life/Annuity Financial Results
The segment’s net income soared in the first three months of 2021 owing to reduced expenses.
June 07, 2021 - 5 Pages     Access Report     (Data Available)     

Special Report: First Look: Three-Month 2021 Property/Casualty Financial Results
Underwriting income was down more than 50% from the prior year period.
June 03, 2021 - 6 Pages     Access Report     (Data Available)     

Market Segment Report: Ransomware and Aggregation Issues Call for New Approaches to Cyber Risk
Rates alone are not enough to tackle the growing complexity of cyber insurance.
June 02, 2021 - 9 Pages     Access Report     (Data Available)     

Mutuals Embrace Innovation to Cement Their European Insurance Market Role
Investments by European mutuals in IT infrastructures and data analytics are expected to result in better pricing capabilities for underwriters.
June 01, 2021- 8 Pages   Access Report