Industry Research

AM Best's Special Reports present in-depth analyses of a wide array of topics affecting insurance organizations. These reports provide financial professionals with a thoughtful, comprehensive examination of markets, events and trends from AM Best's unique, rating-centric perspective.

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Special Report: EMEA Insurance Market Ratings: Reviewing the Impact of Best’s Credit Rating Methodology: Ratings of AM Best-rated (re)insurance groups in EMEA have shown stability over the past year. Despite a marginal decline in the population's balance sheet strength assessment, AM Best considers that robust balance sheets are a strength for rated (re)insurance groups.
Date: February 21, 2020    
Market Segment Report: Market Segment Outlook: Gulf Cooperation Council: Innovation will become increasingly important as market participants fight to remain competitive and differentiate themselves in a crowded market.
Date: February 19, 2020    
Commentary: French Life Insurers Under Pressure to Cut Bonus Rates as Low Interest Rates Bite: The prevalence of euro-denominated contracts in French life insurers’ portfolios, combined with the interest rate environment, has been detrimental to solvency ratios.
Date: January 31, 2020    
Commentary: Brexit Bells Ring For UK and EU Insurers : From an operational point of view, the UK’s departure from the EU on 31 January, 2020 will have little immediate impact on AM Best-rated insurers in either the UK or EU.
Date: January 30, 2020    
Market Segment Report: Rated Bermuda, Cayman Islands, and Barbados Captives Steadily Navigate Market Cycles: The operating performance and results of the rated Bermuda, Cayman Islands, and Barbados captives remain remarkably consistent—once again outpacing the US commercial casualty composite.
Date: November 25, 2019    
Special Report: European Captives 2019 – Building Block Rating Considerations: AM Best's European captive ratings have been stable through the past year, with all of the ratings affirmed and their stable outlooks maintained.
Date: November 21, 2019    
Special Report: European Insurers and Illiquid Assets – An Upwards Trajectory: Insurers are overwhelmingly planning to either increase or not change their holdings of illiquid assets, with the weighted totals indicating an even more emphatic intention to raise holdings.
Date: November 11, 2019    
Special Report: Roles in London Insurance Market Blur as Participants Seek to Add Value : Successful participants in the London insurance market will need to be flexible and innovative in the way they source risk and use capital.
Date: November 7, 2019    
Market Segment Report: European Insurers: Concentration, Competition, and Markets Remain Key: The share of premiums written by the five largest insurers in the top 30 remains largely stable, at just under 50%.
Date: November 4, 2019    
Commentary: Green and Sustainability Bond Issuance by Insurers May Continue To Grow: Two recent issues signal insurers’ growing willingness to issue green/sustainability bonds.
Date: October 7, 2019    
Market Segment Report: MENA Reinsurers: Turbulence Creates Opportunity: Middle East and North African reinsurers have faced increased turbulence in recent years, creating challenges for some and opportunities for others. The market remains characterised by challenging conditions, overcapacity, and an increase in large loss activity.
Date: September 30, 2019    
Market Segment Report: Sub-Saharan Africa Remains a Long-Term Opportunity for Reinsurers: The ongoing development of the continent’s economies, together with gradual increases in insurance penetration, have contributed to the expansion of the region’s reinsurance markets over the longer term.
Date: September 26, 2019    
Market Segment Report: Market Segment Outlook: China Non-Life Insurance: Our outlook for the segment remains at Negative, owing to the persistent pressure on the motor business following detariffication and dependence on investment returns to support earnings.
Date: September 6, 2019    
Special Report: AM Best Compares BCAR Model Output with Solvency II Capital Requirements: AM Best finds that the risks contributing towards required capital in BCAR and Solvency II are broadly the same.
Date: August 5, 2019    
Commentary: Change in UK Ogden Discount Rate Falls Short of Industry Expectations: AM Best does not expect the change in the Ogden Discount Rate to have an impact on credit ratings of UK Insurers.
Date: July 18, 2019    
Market Segment Report: Bahrain’s Insurance Market’s Shine Fades, but Sector Still Prospering: Bahrain’s insurance market continues to thrive and remains the domicile of choice for a number of foreign operations.
Date: July 9, 2019    
Special Report: Applying AM Best’s Building Block Approach to “Italy Insurance S.p.A.": The Italian insurance market is mature and sophisticated, with a healthy level of capitalisation, but with high levels of concentration both in relation to its investment portfolio and product mix.
Date: June 5, 2019    
Market Segment Report: Market Segment Outlook: India Non-Life Insurance: Our outlook is Negative, but non-life insurers that demonstrate sound risk management and disciplined underwriting are likely to improve their profitability and strengthen capital.
Date: May 21, 2019    
Market Segment Report: Market Segment Outlook: Italy Life: The Italian life insurance market has reported healthy profits over recent years, and AM Best expects good market discipline to support prospective technical margins.
Date: April 29, 2019    
Market Segment Report: Market Segment Outlook: Italy Non-Life: AM Best is maintaining a Stable outlook for the Italian non-life insurance market. Strong profitability is maintained despite economic headwinds.
Date: April 8, 2019    

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