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Consumer News
These are the most recent insurance articles for consumers. To search by topic, please visit the Consumer Insurance Center and use the drop-down menus. Insurance You Didn't Know You Have: Insurance coverage you're already paying for -- including health, home and car insurance -- may include more perks than you realize. This story includes 21 coverages that might surprise you, including how your homeowners insurance could reimburse you for a forged check, theft of a camera on vacation or damage to a family tombstone. Disability Insurance: Most people do not realize that disability insurance protects their biggest asset: their ability to earn a paycheck. This story debunks five myths that keep people from buying disability insurance, including mistakenly thinking they are already covered. It also explains how disability insurance works, and how to find it. A New Look at Your Old Life Insurance Policy: If you or a family member has a life insurance policy that is no longer affordable, you have options. When you stop paying premiums and let your policy lapse, you likely are missing out on other potential benefits. Consumers might not know they have better options, including: cashing the policy in for its surrender value; seeking an accelerated death benefit; exchanging the policy; taking a loan out against the policy; or seeking a life settlement. Is Your Insurance Policy Safe?: Consumer Editor Meg Green explains how state regulators oversee insurance companies, and can tap into state guaranty funds to pay claims for insolvent companies. The feature explains how claims for insolvent companies are paid within certain limits set by the states. Avoid Dorm-Room Disasters: Consumer Editor Meg Green explains why college students might need additional insurance to protect their belongings. How Safe Are Your Bank Accounts?: Consumer Editor Meg Green explains that most bank customers are protected by federal deposit insurance. This insurance will protect consumers with $100,000 or more per institution, depending on what type of accounts they hold, in case a bank fails. Customer Satisfaction Survey: Consumer Editor Meg Green reveals what car insurers do the best job in keeping new customers happy. Insurance and Your Backyard Pool: Consumer Editor Meg Green explains why you should update your homeowners insurance policy if you install a pool or hot tub. Includes details about liability limits and how an umbrella liability policy works. Also includes water safety tips. Travel Insurance: What It Is and Why You Need It: Consumer Editor Meg Green explains what travel insurance is, why it is needed, and how to get it. Include details of various travel insurance options, and potential pitfalls to avoid. What Drives Your Car Insurance Bill: A.M. Best Consumer Editor Meg Green examines the difference in drivers' auto insurance costs among U.S. stages. Five Ways to Save on Your Car Insurance: Consumer Editor Meg Green presents some simple steps you can take to reduce your car insurance bill. |
