The financial consequences of obtaining health care for dogs, cats and other pets.
After you pay an annual deductible or a per-incident deductible, the insurer will reimbuse you for a percentage of medical bills, usually around 80%, up to an annual cap. Pet insurance covers accident and illness, even cancer. The insurer will likely check into your pet's health history before issuing a policy. Most insurance allows you to use any accredited veterinarian.
Pet owners who want to avoid denying treatment to their animals because of financial concerns.
Anyone affluent enough to self-insure.
Since pet policies are individually underwritten, they are best bought when the animal is young or has no health problems.