Captive Insurance Information

AM Best is a leader in rating alternative risk transfer entities, covering more than 200 such vehicles including single parent and group captives, risk retention groups (RRGs), and protected cell captives in a number of domiciles.

Our experienced analysts are insurance professionals with financial, actuarial, claims, and regulatory expertise, with deep knowledge of captives and how they are different from standard commercial insurance companies.

Our interactive rating process combines both quantitative and qualitative measures in our analysis, and Best’s Credit Rating Methodology (BCRM) and Alternative Risk Transfer (ART) for captives provide a comprehensive, transparent explanation of the captive rating process.

Best’s Credit Rating Methodology (BCRM)
Alternative Risk Transfer (ART) - Rating Criteria
Ratings Process Guide

The Value of an AM Best Captive Rating

  • AM Best provides captive owners/managers with an independent, third party assessment of balance sheet strength, operating performance, business profile, and enterprise risk management.
  • The interactive rating process serves as a roadmap for practicing sound risk management and effective business strategy.
  • AM Best’s analysis offers valuable insight into a captive’s organization, its management, governance, and track record.
  • A Best’s rating establishes a captive’s acceptability and credibility with third parties, including regulators, reinsurers, and other counterparties.
  • Best’s rating process addresses single parent captives as a critical component of its parent’s risk management program.
  • AM Best is a Nationally Recognized Statistical Rating Organization with a unique focus on the insurance industry.
  • A Best rating may further the ability to attract and retain member insureds.
  • AM Best has extensive access to insurance data and market intelligence, covering thousands of companies worldwide through analytical resources and news coverage that provide a critical perspective.

Best's Market Segment Report: Rated Captives Continue to Build Upon Strengths

Watch Now: State of the Captive Insurance Market webinar

Best's Captive Review Brochure

Best's Captive Review Book

News of the Alternative Risk Markets from AM Best


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