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2012 Special Report: Brazil Non-Life – Market Review. Brazil’s Economy Fuels Pace for Growing Insurance Market Growth prospects for the Brazilian insurance market’s non-life segment remain positive, driven by continued government spending on major infrastructure projects, two upcoming global mega-events and momentum from recent economic growth. May 21, 2012 - 11 Pages

2012 Special Report: U.S. Life – Issue Review. Universal Life Secondary Guarantees Generate Increasing Risk Profile A.M. Best views positively the National Association of Insurance Commissioners’ draft framework for regulatory guidelines to evaluate reserves for universal life products with secondary guarantees. May 14, 2012 - 4 Pages     Purchase this PDF  (Spreadsheet Data Available)

2012 Best’s Briefing: London Market. London Market Insurers Tested Ruthlessly in 2011 Extraordinary catastrophe losses, low investment yields and volatile equity markets made 2011 an exceptionally difficult year for insurers and reinsurers competing in the London market. However, the capitalisation of most market participants proved resilient, enabling them to enter 2012 with sufficient capacity to deploy in a better pricing environment. May 11, 2012 - 3 Pages

2012 Special Report: U.S. Medical Professional Liability – Segment Review. Medical Professional Liability Outperforms, But Is This Sustainable? Despite the challenges from the recent soft market, extremely difficult economic times and depressed interest rate environment, the medical professional liability insurance sector continues to stand out among insurance sectors for its ability to garner profits and generate returns far in excess of the composite averages of its property/casualty peers. May 01, 2012 - 10 Pages     Purchase this PDF  (Spreadsheet Data Available)

2012 Special Report: Global Reinsurance – Financial Review. Reinsurers Resilient Against Waves of Catastrophes, Economic Uncertainty In a word, “resilient” might best describe the financial position of global reinsurers, considering the volatile economic conditions and the frequent and severe loss events of 2011. The January and April 2012 renewals for the most part were orderly and timely. While pricing, terms and conditions improved for property catastrophe covers, the broader market benefited from a stable supply of reinsurance capacity, and pricing generally remained flat. April 23, 2012 - 11 Pages

2012 Special Report: Vietnam – Market Review. Vietnam’s Insurance Market Anticipates Continued Strong Growth Vietnam’s insurance market has experienced strong, double-digit premium growth in recent years, and despite the ongoing economic uncertainties around the globe, its expansion is forecasted to continue. April 16, 2012 - 8 Pages

2012 Special Report: Vietnam – Market Review. Vietnam’s Insurance Market Anticipates Continued Strong Growth (Vietnamese translation of this report) This is a Vietnamese translation of the Vietnam – Market Review special report. April 16, 2012 - 8 Pages

2012 Special Report: Canada – IFRS Issue Review. Canadian Life Insurers Converge to IFRS Quarterly 2011 results for Canadian life insurance companies clearly show that interest rate movements and equity-market volatility dramatically impacted reported valuations of both assets and liabilities. April 16, 2012 - 6 Pages     Purchase this PDF  (Spreadsheet Data Available)

2012 Special Report: Philippines – Market Review. Capital Challenges to Alter Philippines Insurance Landscape The insurance market in the Philippines has recovered from the turbulence of the global financial crisis to record an increase in premium income over the past few years. The recovery has been driven by the takeup of compulsory insurance products; increased wealth resulting from economic development; greater awareness of the benefits of insurance; and the rollout of microinsurance. April 16, 2012 - 8 Pages

2012 Best’s Briefing: Global Non-Life & Life. As Risk Management Evolves, Focus Must Be Results-Oriented Rating agencies and regulators are two of the parties most focused on risk management, but as this discipline continues to develop and information becomes more readily available, risk management will garner even greater focus. April 03, 2012 - 2 Pages