Best's Rankings
Top 25 U.S. Fire and Allied Writers — 2021 Edition
The insurers were ranked by 2020 direct premiums written
($ Thousands)
2020
Rank |
2019
Rank |
Company / Group |
AMB# |
2020
Direct
Premiums
Written |
% Change
in Premiums |
Market Share (%) |
Adjusted Loss Ratios |
% of
Company
Premiums |
2020 |
2019 |
2018 |
2020 |
2019 |
2018 |
1 |
1 |
Zurich Ins US PC Group |
018549 |
$3,894,179 |
13.9 |
7.3 |
7.2 |
7.2 |
113.7 |
84.3 |
80.2 |
28.6 |
2 |
2 |
Chubb INA Group |
018498 |
3,328,448 |
7.0 |
6.2 |
6.5 |
6.7 |
83.9 |
59.9 |
64.8 |
13.8 |
3 |
4 |
FM Global Group |
018502 |
3,264,053 |
31.7 |
6.1 |
5.2 |
4.7 |
48.5 |
50.9 |
134.8 |
63.6 |
4 |
3 |
Sompo Hldgs US Group |
018878 |
2,857,365 |
13.8 |
5.4 |
5.3 |
5.3 |
105.4 |
104.2 |
76.4 |
53.2 |
5 |
5 |
Amer Intl Group |
018540 |
2,640,526 |
10.6 |
4.9 |
5.0 |
5.5 |
85.1 |
64.5 |
70.9 |
19.6 |
6 |
6 |
QBE North America Ins Group |
005658 |
2,191,351 |
16.4 |
4.1 |
4.0 |
4.0 |
93.3 |
92.0 |
58.4 |
46.3 |
7 |
8 |
Travelers Group |
018674 |
1,791,018 |
11.7 |
3.4 |
3.4 |
3.3 |
40.3 |
57.9 |
67.8 |
6.2 |
8 |
7 |
Assurant P&C Group |
018523 |
1,697,363 |
-0.8 |
3.2 |
3.6 |
3.9 |
34.0 |
39.9 |
52.0 |
20.4 |
9 |
9 |
Liberty Mutual Ins Cos |
000060 |
1,345,725 |
3.7 |
2.5 |
2.7 |
2.9 |
65.2 |
48.9 |
34.1 |
3.7 |
10 |
10 |
Farmers Ins Group |
000032 |
1,292,219 |
6.1 |
2.4 |
2.6 |
2.6 |
50.1 |
44.1 |
48.6 |
5.5 |
11 |
19 |
Berkshire Hathaway Ins |
000811 |
1,120,091 |
37.2 |
2.1 |
1.7 |
1.5 |
55.6 |
50.3 |
67.1 |
2.4 |
12 |
11 |
Great Amer P & C Ins Group |
004835 |
1,059,894 |
-0.7 |
2.0 |
2.2 |
2.4 |
67.3 |
83.5 |
55.6 |
15.8 |
13 |
16 |
Allianz US PC Ins Companies |
018429 |
1,019,101 |
22.1 |
1.9 |
1.8 |
1.4 |
81.4 |
50.6 |
94.8 |
20.2 |
14 |
12 |
XL Reins America Group |
018557 |
1,017,381 |
14.3 |
1.9 |
1.9 |
1.5 |
107.7 |
84.8 |
85.0 |
14.5 |
15 |
13 |
Fairfax Financial (USA) Group |
003116 |
1,008,731 |
15.2 |
1.9 |
1.8 |
1.5 |
94.7 |
68.7 |
108.3 |
13.5 |
16 |
17 |
Tokio Marine US PC Group |
018733 |
918,856 |
10.6 |
1.7 |
1.8 |
2.1 |
74.0 |
91.6 |
75.9 |
10.0 |
17 |
15 |
USAA Group |
004080 |
877,720 |
4.6 |
1.6 |
1.8 |
1.8 |
49.7 |
53.2 |
80.1 |
3.6 |
18 |
18 |
CA Earthquake Authority |
012534 |
843,756 |
2.8 |
1.6 |
1.7 |
1.8 |
-0.3 |
0.0 |
0.0 |
100.0 |
19 |
14 |
FMH Ins Group |
018171 |
826,256 |
-3.0 |
1.6 |
1.8 |
1.8 |
77.9 |
101.9 |
64.8 |
98.2 |
20 |
20 |
Wright National Flood Insurance Company |
012582 |
728,109 |
4.5 |
1.4 |
1.5 |
1.4 |
25.4 |
48.9 |
11.6 |
100.0 |
21 |
21 |
Swiss Reins Group |
003262 |
716,510 |
12.6 |
1.3 |
1.3 |
1.1 |
70.6 |
82.1 |
67.7 |
31.7 |
22 |
26 |
Starr Intl Group |
018756 |
714,518 |
55.3 |
1.3 |
1.0 |
0.7 |
70.5 |
74.5 |
65.4 |
18.7 |
23 |
24 |
Alleghany Corp Group |
018640 |
656,393 |
23.8 |
1.2 |
1.1 |
0.9 |
70.1 |
36.2 |
55.7 |
30.1 |
24 |
22 |
Selective Ins Group |
003926 |
640,082 |
8.1 |
1.2 |
1.2 |
1.3 |
53.4 |
43.2 |
57.8 |
20.0 |
25 |
23 |
Nationwide Group |
005987 |
627,716 |
7.6 |
1.2 |
1.2 |
1.3 |
67.8 |
41.5 |
86.7 |
3.4 |
|
|
Top 25 Writers |
|
$37,077,361 |
12.5 |
69.4 |
69.3 |
68.9 |
73.8 |
67.5 |
71.0 |
12.3 |
|
|
Total U.S. P/C Industry |
|
$53,425,229 |
12.3 |
100.0 |
100.0 |
100.0 |
69.1 |
61.5 |
69.9 |
7.3 |
Reflects Grand Total (includes Canada and U.S. Territories).
Source: — State/Line (P/C Lines) - P/C, US; data as of: Oct. 1, 2021