2019 Rank |
Company Name |
2019 Direct
Premiums Written
($000) |
Market Share (DPW) (%) |
Direct Combined Ratio (%) |
2019 |
2018 |
2017 |
2019 |
2018 |
2017 |
1 |
Travelers Group (G) |
4,211,529 |
7.49 |
7.38 |
7.48 |
82.18 |
81.63 |
89.28 |
2 |
Hartford Insurance Group (G) |
3,365,298 |
5.99 |
5.83 |
5.85 |
87.10 |
86.00 |
88.96 |
3 |
Zurich Insurance US PC Group (G) |
2,640,320 |
4.70 |
4.64 |
5.02 |
79.04 |
72.74 |
80.32 |
4 |
Liberty Mutual Insurance Companies (G) |
2,447,306 |
4.35 |
4.26 |
4.20 |
79.18 |
43.44 |
98.39 |
5 |
Chubb INA Group (G) |
2,430,566 |
4.32 |
4.27 |
4.22 |
60.25 |
47.57 |
71.34 |
6 |
Berkshire Hathaway Insurance Group (G) |
2,311,261 |
4.11 |
4.02 |
3.85 |
68.47 |
74.50 |
74.30 |
7 |
AmTrust Group (G) |
2,172,219 |
3.86 |
4.54 |
5.02 |
79.21 |
81.45 |
97.12 |
8 |
State Insurance Fund WC Fund |
1,996,372 |
3.55 |
3.89 |
3.91 |
89.13 |
88.10 |
84.47 |
9 |
AF Group (G) |
1,744,640 |
3.10 |
2.70 |
2.30 |
83.03 |
79.03 |
82.48 |
10 |
American International Group (G) |
1,453,686 |
2.59 |
2.91 |
3.02 |
79.92 |
99.83 |
108.21 |
11 |
Old Republic Insurance Group (G) |
1,409,565 |
2.51 |
2.53 |
2.50 |
83.04 |
85.45 |
93.46 |
12 |
Great American P & C Insurance Group (G) |
1,312,919 |
2.34 |
2.29 |
2.35 |
70.00 |
76.16 |
78.89 |
13 |
W. R. Berkley Insurance Group (G) |
1,260,683 |
2.24 |
2.35 |
2.43 |
77.93 |
76.21 |
72.24 |
14 |
State Compensation Insurance Fund |
1,206,038 |
2.14 |
2.31 |
2.34 |
112.20 |
138.06 |
101.50 |
15 |
Texas Mutual Insurance Company |
1,069,298 |
1.90 |
1.89 |
1.70 |
102.75 |
106.96 |
102.07 |
16 |
ICW Pool (G) |
1,040,567 |
1.85 |
1.65 |
1.60 |
82.67 |
85.09 |
84.86 |
17 |
Fairfax Financial (USA) Group (G) |
852,111 |
1.52 |
1.60 |
1.63 |
65.18 |
63.32 |
64.70 |
18 |
CNA Insurance Companies (G) |
827,537 |
1.47 |
1.38 |
1.27 |
68.36 |
85.25 |
79.56 |
19 |
Starr International Group (G) |
699,511 |
1.24 |
1.12 |
1.06 |
42.68 |
72.33 |
83.00 |
20 |
Employers Insurance Group (G) |
687,426 |
1.22 |
1.27 |
1.24 |
87.46 |
81.55 |
85.52 |
21 |
Arch Insurance Group (G) |
636,147 |
1.13 |
1.00 |
0.96 |
83.43 |
75.59 |
92.47 |
22 |
Pinnacol Assurance |
588,500 |
1.05 |
1.08 |
1.07 |
99.19 |
94.67 |
93.14 |
23 |
CopperPoint Insurance Group (G) |
560,987 |
1.00 |
0.93 |
0.98 |
95.18 |
83.55 |
92.13 |
24 |
Markel Corporation Group (G) |
551,011 |
0.98 |
0.91 |
0.88 |
69.68 |
65.73 |
68.41 |
25 |
Everest Re U.S. Group (G) |
550,408 |
0.98 |
0.88 |
0.82 |
71.55 |
66.75 |
67.06 |
26 |
Erie Insurance Group (G) |
502,146 |
0.89 |
0.88 |
0.81 |
83.15 |
60.05 |
78.36 |
27 |
SAIF Corporation |
487,643 |
0.87 |
0.85 |
0.86 |
131.56 |
89.71 |
100.18 |
28 |
NJM Insurance Group (G) |
477,053 |
0.85 |
0.90 |
0.90 |
93.88 |
93.10 |
86.58 |
29 |
Sentry Insurance Group (G) |
473,822 |
0.84 |
0.81 |
0.80 |
92.68 |
101.20 |
90.11 |
30 |
Encova Mutual Insurance Group (G) |
452,958 |
0.81 |
0.73 |
0.72 |
85.72 |
98.20 |
102.04 |
31 |
MEMIC Group (G) |
407,737 |
0.73 |
0.69 |
0.65 |
108.93 |
107.09 |
104.66 |
32 |
Amerisure Companies (G) |
402,338 |
0.72 |
0.74 |
0.76 |
99.81 |
89.26 |
90.93 |
33 |
Hanover Ins Group Prop & Cas Cos (G) |
394,539 |
0.70 |
0.66 |
0.67 |
71.20 |
72.40 |
80.27 |
34 |
Tokio Marine US PC Group (G) |
372,487 |
0.66 |
0.62 |
0.49 |
88.27 |
80.16 |
85.12 |
35 |
XL Reinsurance America Group (G) |
370,070 |
0.66 |
0.59 |
0.59 |
79.77 |
95.74 |
66.13 |
36 |
Nationwide Group (G) |
367,491 |
0.65 |
0.64 |
0.73 |
68.08 |
91.03 |
87.79 |
37 |
Benchmark Insurance Group (G) |
334,928 |
0.60 |
0.47 |
0.41 |
75.45 |
76.70 |
76.22 |
38 |
EMC Insurance Companies (G) |
334,572 |
0.60 |
0.61 |
0.62 |
89.22 |
93.66 |
79.68 |
39 |
Selective Insurance Group (G) |
327,330 |
0.58 |
0.58 |
0.59 |
64.91 |
62.84 |
72.75 |
40 |
AMERISAFE Insurance Group (G) |
325,706 |
0.58 |
0.59 |
0.59 |
70.09 |
86.88 |
83.67 |
41 |
Federated Mutual Group (G) |
324,182 |
0.58 |
0.53 |
0.50 |
85.44 |
88.09 |
80.43 |
42 |
WCF Insurance Group (G) |
322,553 |
0.57 |
0.50 |
0.48 |
103.40 |
105.57 |
102.81 |
43 |
QBE North America Insurance Group (G) |
321,932 |
0.57 |
0.60 |
0.60 |
84.69 |
90.00 |
94.16 |
44 |
The Cincinnati Insurance Companies (G) |
302,442 |
0.54 |
0.55 |
0.58 |
80.36 |
80.90 |
77.28 |
45 |
AU Holding Company Group (G) |
284,524 |
0.51 |
0.72 |
0.96 |
74.16 |
76.11 |
82.40 |
46 |
Farmers Insurance Group (G) |
282,074 |
0.50 |
0.58 |
0.67 |
82.69 |
74.16 |
81.91 |
47 |
ProAssurance Group (G) |
271,843 |
0.48 |
0.49 |
0.44 |
88.17 |
91.21 |
101.01 |
48 |
West Bend Mutual Insurance Company |
265,234 |
0.47 |
0.47 |
0.48 |
75.01 |
77.64 |
76.95 |
49 |
Builders Mutual Insurance Group (G) |
263,842 |
0.47 |
0.46 |
0.42 |
76.28 |
63.86 |
68.97 |
50 |
Auto-Owners Insurance Group (G) |
261,000 |
0.46 |
0.51 |
0.60 |
50.95 |
57.17 |
56.45 |
|
Selection Total |
46,956,351 |
83.51 |
83.42 |
83.61 |
77.96 |
78.93 |
85.38 |
|
Total US PC Industry |
56,228,746 |
100.00 |
100.00 |
100.00 |
79.35 |
79.90 |
85.40 |