Founder & President

John D. Darer, CLU, ChFC, MSSC, CeFT® RSP, CLTC

• Telephone: 203-561-6560
• Mobile: 203-561-6560
• E-Mail: jdarer@4structures.com

Practice Areas

• Medical Malpractice
• Admiralty
• Automobile Liability
• Automotive Products Liability
• Aviation
• Bodily Injury
• Employment Practices Liability
• Environmental and Toxic Injury
• Wrongful Death
• Wrongful Termination
• Workers' Compensation
• Trucking Litigation
• Personal Injury
• Real Estate
• Real Estate Litigation
• Structured Installment Sales
• Tax Deferral Solutions for Personal Injury Attorneys
• Tax Deferral Solutions for Parties Settling Suits with Taxable Damages
• Settlement Trusts
• Structured Medicare Set Aside
• Life Settlements
• Funding Agreements
• Interest Rate Linked Structured Settlements

John Darer® is a highly skilled creative structured settlement expert, Master of Structured Settlement Consultant, Registered Settlement planner, Certified Financial Transitionist and licensed insurance agent who is a deep listener, excellent communicator, thought leader and problem solver who has the gift of being able to break down complex financial ideas and concepts and articulate them so that people of all levels of ability can actually understand them! John brings a wide range of practical hands-on settlement consulting experience designing financial settlement solutions for injured parties, helping to negotiate settlement solutions and development of innovative technological applications and cost saving solutions for complex claims settlement scenarios in aviation, medical malpractice, real estate, employment practice liability and construction matters in jurisdictions throughout the United States. 

John Darer also lends his expertise to select cases, involving structured settlements, or periodical payments, outside of the United States. Mr. Darer has over 30 years of practical experience in the financial services industry.

Memberships:

• National Structured Settlements Trade Association (NSSTA)
• Financial Transitionist Institute, a Division of the Sudden Money® Institute
• American Association of Long Term Care Insurance (AALTCi)
• Aviation Insurance Association
• National Association of Fixed Annuities
• National Association of Insurance & Financial Advisers (NAIFA) [Socirty of Financial Service Professionals SFSP merged with NAIFA effective 1/1/2024}
• Society of Settlement Planners (SSP)

Publications:

• "Structured Settlements Can Help Employment Lawyer Help Clients to Minimize Tax Liability, Maximize Social Security," CT Law Tribune June 20, 2016
• "Good Faith Use of Structured Settlements In Bad Faith Claims," CT Law Tribune March 14, 2016
• "Structured Settlements Resolution Options in Product Liability and Toxic Tort Cases," CT Law Tribune December 14, 2015
• "Medical Malpractice Cases Suited For Structured Settlements," CT Law Tribune November 16, 2015
• "Structured Settlement Secondary Market Fills a Need But Reckless Lack of Regulation Needs Constructive Solutions," September 2015 White Paper
• "Safety and Security as Part of the New Normal," CT Law Tribune June 8, 2015
• "Clients Need Help Planning Life Transitions," CT Law Tribune June 9, 2014
• " Rigorous Coursework Leads to Registered Settlement Planners," CT Law Tribune May 25, 2009

Certifications:

• Chartered Life Underwriter (CLU) American College
• Chartered Financial Consultant (ChFC) American College
• Certified Structured Settlement Consultant (CSSC) NSSTA professional certification, in conjunction with University of Notre Dame
• Master Structured Settlement Consultant (MSSC) NSSTA, in conjunction with University of Notre Dame
• Registered Settlement Planner (RSP). Registry of Settlement Planners Board, in conjunction with Texas Tech University
• FINRA Series 66 Active
• Certified in Long Term Care (CLTC)
• Certified Insurance Fiduciary (CIF)

Holds Insurance Licenses in AK, AL, AZ, CA, CO, CT, DE, FL, GA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ. NY, NV, OH, OR, PA, SC, SD, TN, TX, RI, VA, VT, WA, WI, WV and the District of Columbia (Washington DC).

Education:

• Syracuse University School of Management, B.S., 1983

Fraternity Information:

Sigma Alpha Mu

Born: 1961