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Best's Recommended Insurance Attorneys
General Defense
Thompson, Coe, Cousins & Irons, L.L.P.
Plaza of the Americas
700 North Pearl Street, 25th Floor
Dallas, Texas 75201-2832Locate in Google Maps
Telephone: 214-871-8200
Fax: 214-871-8209
Practice Areas
About Us
Additional Locations
Client Information
Additional Links
Service Areas
Established: 1951

Practice Areas
  • Insurance Defense
  • Property
  • Casualty
  • Accident and Health
  • Reinsurance
  • Labor and Employment
  • Commercial Litigation
  • Construction Law
  • Insurance Coverage
  • Mass Tort
  • Product Liability
  • Professional Liability
  • Regulatory and Compliance
  • Appellate Practice
  • Business Transactions
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About Us
Since its inception, Thompson Coe has dedicated itself to being a national authority on insurance law and sophisticated insurance coverage issues. With offices in Texas, California, Louisiana, and Minnesota, our insurance practice is national in scope, with many of our attorneys serving insurers as national or regional counsel for regulatory, coverage and litigation matters. Our insurance business and regulatory attorneys have decades of experience handling mergers, acquisitions and formations of insurance entities and agencies, representing clients before insurance regulators, representing insurance organizations with their legislative initiatives, and handling insurance-related transactions. Clients hire our insurance coverage lawyers on a nationwide basis to handle complex coverage issues and disputes as well as bad faith and other extra-contractual litigation. And our insurance defense trial attorneys represent carriers and their insureds in many diverse areas, including professional liability, employment, products liability, construction, transportation, personal injury, class action and appellate matters.

Group Highlights: Insurance Industry Attorneys
  • Chair of the State Bar of Texas Insurance Section

  • Certified in both Civil Trial Law and Civil Appellate Law by the Texas Board of Legal Specialization

  • Recognized by the profession for inclusion in The Best Lawyers in America

  • Extensive national visibility through speaking and writing on the latest insurance coverage and litigation issues for the benefit of clients and peers.

When natural and man-made catastrophes strike, clients turn to Thompson Coe. From Hurricanes Rita, Katrina and Ike, the Texas A&M bonfire accident and the failure of the Dallas Cowboys practice facility, to major trucking and transportation accidents, Thompson Coe is called upon to provide an immediate response to protect its clients' interests. Thompson Coe has demonstrated it has the resources to handle large-scale catastrophes on a national level, having represented numerous carriers on thousands of claims arising from recent hurricanes and storms.


Thompson Coe attorneys are involved in the formation and capitalization of reinsurance companies and captives and understand the complex relationships between reinsurers and ceding companies. We provide a wide range of services from drafting agreements to arbitrating disputes. We have also been involved in handling the difficult issues that arise out of insolvencies and commutations.

Legislative and Administrative Advocacy

The firm's attorneys help clients achieve legislative initiatives and resolve regulatory issues. Their involvement and experience in legislative and governmental processes enables them to effectively represent clients and advocate client positions before the legislature and other governmental agencies.
The combined strength of Thompson Coe's Insurance Regulatory and Transactions and Insurance Litigation and Coverage groups provide it with unparalleled depth in representing insurers in enforcement proceedings, regulation disputes, market conduct exams, and related litigation.

Insurance Litigation and Coverage

Thompson Coe's Insurance Litigation and Coverage group is one of the largest in the southern United States, with more than 50 attorneys whose primary practice is devoted to advising and defending insurers. Our coverage litigators defend insurers in lawsuits arising out of first- and third-party claims involving virtually every area of insurance, including coverage disputes, "bad faith claims," and other extra-contractual liabilities litigation. We advise clients and handle lawsuits involving a multitude of insurance coverages, including:
  • Environmental

  • General Liability

  • Commercial Property

  • Personal Lines

  • Automobile and Trucking

  • Builders Risk

  • Director and Officer

  • Professional Liability E&O

  • Fiduciary

  • Media

  • Ocean Marine Surplus Lines

  • Employment Practices/EPLI

  • Fraud and Arson

  • Excess and Umbrella

  • Life, Health and Disability

  • Jeweler’s Block

  • Technology, Internet and E-Commerce.
Insurance Defense

We are national coordinating counsel for a number of insurance carriers, and regularly handle matters that can range from employment defense claims to toxic tort claims in state and federal courts throughout the country. Our insurance defense practice includes representing insureds in cases involving, among others:
  • Professional Liability

  • Employment Practices Litigation/EPLI

  • General Liability

  • Products Liability

  • Personal Injury

  • Construction

  • Transportation.
We are respected by insurance carriers for our nationwide trial and appellate capabilities, and our work often involves precedent-setting cases. We excel at early case evaluation, which assists our clients in making trial or settlement decisions. As seasoned and aggressive litigators, clients are confident in our abilities when we are trying cases to conclusion before judges and juries.

Workers' Compensation/ Non-Subscriber

Thompson Coe has substantial experience handling issues and disputes involving workers' compensation issues and non-subscriber litigation, including litigating workers' compensation bad faith claims and representing workers' compensation insurers in regulatory matters.

Life, Health, Disability and ERISA

Thompson Coe has extensive experience handling life, health, disability and ERISA matters. We have handled matters involving claim disputes, denials, and bad faith allegations, coverage issues, policy rescissions, prompt pay claims, agent issues, premium and commission disputes, and regulatory and compliance matters.

Class Action Defense

Roger and other Thompson Coe attorneys have defended numerous high-profile insurance class action cases in Texas and throughout the nation. We have represented insurance clients in the trial and appellate courts in areas, including:
  • Policy interpretation

  • Diminished value

  • Workers’ compensation rating and premiums

  • Personal lines rating and premiums

  • Discrimination in underwriting and pricing

  • Financial stability rating and credit scoring

  • Bill review systems

  • Wage/Hour Disputes

  • D&O Lawsuits

  • Manual Rule compliance.
In individual, class action or mass tort lawsuits, we offer effective defense against allegations of injury or damage involving product liability, environmental contamination and toxic torts (including asbestos liability).

Insurance Agents and Brokers

Insurance agents and brokers from small independents to national carriers may face client claims resulting from the sales of life and health insurance, property and casualty insurance, or annuities and other insurance products. Thompson Coe has some of the top insurance malpractice lawyers in Texas, who are unsurpassed in their ability to defend individual insurance agents, brokers, or brokerage agencies in litigation as well as in actions by the Texas Department of Insurance.

Additionally, our experienced insurance regulatory and transactions lawyer represent insurance agencies, brokerages, and agents with respect to their business, administrative, and regulatory needs, including the formation, licensing, acquisition and dissolution of insurance entities and assisting them with compliance issues.
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Additional Locations
Austin, Texas
701 Brazos
Suite 1500
Austin, Texas 78701
Telephone: 512-708-8200
Fax: 512-708-8777
Houston, Texas
One Riverway, Suite 1400
Houston, Texas 77056
Telephone: 713-403-8210
Fax: 713-403-8299
Los Angeles, California
12100 Wilshire Boulevard, Suite 1200
Los Angeles, California 90025
Telephone: 310-954-2400
Fax: 310-954-2345
New Orleans, Louisiana
650 Poydras Street, Suite 2750
New Orleans, Louisiana 70130
Telephone: 504-526-4350
St. Paul, Minnesota
408 St. Peter Street, Suite 510
St. Paul, Minnesota 55102
Telephone: 651-389-5000
Fax: 651-389-5099
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Client Information
Insurance Clients
Allstate Insurance CompanyChartis Insurance
CNA Insurance CompaniesCrum & Forster
Fireman's Fund Insurance CompanyNationwide Insurance
The Republic GroupRSUI Group, Inc.
Swiss Reinsurance America CorporationTravelers
Zurich North America
Non-Insurance Clients
Association of Fire and Casualty Companies in TexasFord Motor Company
Texas Association of Life & Health Insurers (TALHI)
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Personnel Information
Roger D. Higgins
Dallas, TX
  • Illinois, 1982
  • Texas, 1983
  • U.S. District Court, Eastern, Northern, Southern and Western Districts of Texas
  • American, Illinois State and Dallas Bar Associations
  • State Bar of Texas
  • Board Certified, Civil Trial Law and Civil Appellate Law, Texas Board of Legal Specialization
  • University of Illinois, B.A. (with honors), 1979
  • University of Illinois, J.D., 1982
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Additional Links
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Service Areas
Fort Worth, Texas30 miles
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(This firm also appears in the Regulatory and Compliance section of this publication)