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The Insurance Law Digest, updated yearly by qualified law firms, presents insurance laws for each U.S. state and several Canadian provinces. This free resource puts general insurance principles in leading case decisions at your fingertips, plus offers convenient tables summarizing parts of six popular subjects.
 
Sign up now. You must have a Member Center account with A.M. Best to view the state law digest pages. You can also sign up to receive an e-mail alert which provides important updates made to the Law Digests for each state and province.
 
Legal Precedents Impacting the Insurance Industry within the Past Year:
 
 
Rhode Island courtesy of Sulloway & Hollis, P.L.L.C. of Providence
Agents and Brokers' licensing under R.I. Gen. Laws §§27-3-36 has been repealed. Licensing procedures for agents, solicitors and producers of insurance is now governed by R.I. Gen. Laws §27-2.4-1.  However, this section does not apply to surplus lines agents or brokers licensed pursuant to §27-3-38.
Kentucky courtesy of Landrum & Shouse LLP of Lexington
With regard to hospitals, the Kentucky General Assembly has waived immunity up to $250,000, exclusive of interest and costs, per claim for negligence actions filed before the Claims Commission. KRS 49.040, 49.070.
West Virginia courtesy of Steptoe & Johnson PLLC of Bridgeport
Effective January 1, 2018, insurers domiciled in West Virginia must complete an own risk and solvency assessment (ORSA) and file an ORSA summary report with the Insurance Commissioner, unless otherwise exempt. W. Va. Code §33-40B-1. An ORSA must be conducted annually as well as when there are significant risk changes involving the insurer's insurance group. W. Va. Code §33-40B-4

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The November 2017 Issue Is Now Available

Featured in This Issue:

Best Briefing: Hurricane Irma Tests Newer Participants in Florida Market
Hurricane Irma will be remembered as one of the strongest storms ever recorded in the Atlantic Ocean. The storm was weaker than initial estimates, but will still test the infrastructure and the financial wherewithal of concentrated writers. Read More...

Member Spotlight - Young Moore and Henderson Shareholder Named President of a National Trucking Association
Dana H. Hoffman was recently elected President of the Trucking Industry Defense Association (TIDA). She assumed the role on October 26, 2017, at the association's 25th Annual Seminar in Las Vegas.  Read More...

For the Record - What Our Qualified Members Are Writing
"Quantifying Losses after a Hurricane," by Robbye Mohn of RGL Forensics; "Proposals for Settlement are Powerful Weapons, But Make Sure You Don't Shoot Yourself (and Your Client) in the Foot," by Karen Vallejo of Luks & Santaniello LLC. Read More...

Webinars - What This Year's Catastrophes Revealed About Real-World Claims Handling Adjusters and other claims professionals examine the claims response to recent storms, including the role of drones, sensors, new data sources and other tools to gather data, investigate cases and adjust claims. Read More...

The Insurance Law Podcast Series examines timely and important legal issues affecting the insurance industry, from an attorney's point of view. Past topics have included regulatory compliance, sports law, negligent security and more. Subscribe to the Insurance Law Podcast series to receive an e-mail alert of our most recently posted Insurance Law Podcast.
 

Posted: Wed., Nov. 15, 2017
Attorney John J. Cloherty III from the law firm of Pierce Davis & Perritano discusses how schools can defend bullying claims and the steps to take to prevent claims of this nature.
Posted: Tue., Oct. 17, 2017
Attorneys Jennifer Parrott and Melody Kiella of the law firm Drew Eckl & Farnham, LLP in Atlanta, GA address the impact of electronic data devices on defense litigation and their effect on future trucking cases.

Posted: Wed., Sept. 13, 2017
Attorney Al Goldberger discusses active areas of risk in interscholastic sports and how carriers are responding to claims involving injuries resulting from assaults and other intentional acts.

Transcripts of our podcasts are available. Please visit our Insurance Law Podcast home page to see our complete podcast series and view recent transcripts.

Best's Insurance Professionals & Claims Resource began more than 80 years ago and remains the premiere tool for locating qualified professionals skilled at handling the unique concerns of the insurance industry.
 
Today, this comprehensive online resource is designed to connect insurance and claims professionals not only with client-recommended attorneys, independent adjusters and expert service providers, but also with third party administrators with experience in working with the insurance industry.
 
We offer advanced search features and targeted information to help you find the right firm to meet your needs, along with a host of additional resources – podcasts, webinars, videos, industry news and more – and a free bimonthly e-newsletter, BestConnect, to bring you the latest news from qualified member firms.
 
If you provide services that can benefit the insurance industry, consider becoming a qualified member of Best's Insurance Professionals & Claims Resource. Any questions can be sent to claimsresource@ambest.com
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